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The Financial Supervisory Authority in America has allowed the right to contract a life insurance policy, unlike the insurance policy that handles the rest of life. The authority has identified the top 5 tips for those wishing to contract a life insurance policy:

Life insurance in America

Use the utmost good faith to provide the correct data about your health condition when signing the declarations submitted to obtain life insurance to secure your insurance rights in the future, as well as when making a call from the company to verify your data.

 

Make sure that you read the terms and conditions of the insurance policy carefully and carefully, in particular the terms of discharge, liquidation and forfeiture of the right, with inquiries from the company on any item that may be unclear or known to you.

In the event that one of the people in the banks offers you an insurance product - you should note that you are obtaining an insurance policy that is subject to all the conditions and exceptions of insurance policies - and an investment component may be associated with it and that this product is not a banking product.

 

Make sure that you have all the information about insurance policies that include profit sharing or related to investment events in order to achieve a full understanding of those policies.

 

Make sure that you get copies of contracts and documents after signing them, certified and approved by the company, and keep them in a safe place.

Life insurance premium in USA

It is noteworthy that the volume of premiums collected for property and liability insurances during the period from July to September of 2021 amounted to 13 billion, compared to 10.5 billion during the same period in 2020, with a growth rate of 23.78%.

 

It was distributed among the premiums collected for property and liability insurances, which amounted to 4.8 billion during the third quarter, and the total compensation paid by insurance companies amounted to 5.5 billion during the period from July to September of 2021, compared to 5.1 billion during the same period in 2020, with a growth rate of 7.24%.

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